Office1000 Blog December Archive

What Investment Suits You?

By Blog Stories at 12/29/2008 23:45

Do you get to keep some of the money out of your monthly paycheck? What do you do with these savings? Do you just keep them in your old box at home and spend them during the Christmas seaason? Tell you what, if you want to have a good retirement at the end of the road, this is not the way to go. You are not saving anything, and even if you do, the purchasing power of your savings is reduced by inflation. Invest it in something profitable.

There are different kinds of investment vehicles the level of risk that you can tolerate and when you will need to use the investment (short-, medium-, and long-term) for spending. Here are just a couple of investment vehicles that you can try out:

• Bank savings accounts - Unless you have been living in Jupiter since birth, you probably know what a savings account is. Investments made here can be withdrawn immediately and they are relatively risk-free when it comes to growth of capital. However, if inflation is rampant, you will see your purchasing power getting reduced quickly due to the fact that interest rates for savings account are minimal.

• Mutual funds - These type of investments are for those who can invest money in the medium- and long-term with a minimal tolerance for risks and fluctuations in the market.

  Basically, investments you make in a mutual fund are handled by a fund manager, who, in turn, will invest the accumulated funds in a basket of investmend vehicles. The only downside to this is that investments made in a mutual fund are committed for a certain time. So you cannot withdraw them immediately when the need arises

• Stock Market - And, of course, we have the stock market. These type of investments are for those who are willing to invest in the long-term and to subject their investments in volatile fluctuations that may arise. In this type of investing, you buy your share of companies and help make decisions. These investments make the most profit, but they can be also very risky.

  Historically, stock markets have been said to gain profit to the tune of 10% annually, but this is subject to fluctuations and not indicative of future performances. Now, again, get your calculators and learn how much you will earn from this.

Now, do not limit yourself to these investment vehicles. There are a lot others out there. Just read and read and read before you jump with your money.

On Purchasing Company Stocks

Has it ever occurred to your mind to buy stocks of the company you are working for? You should better think about it again. There are at least two reasons for you not to purchase company stocks.

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Moisten Your Fingers

Handling so much documents in your office can become quite a chore. Personally, I wouldn't want to be stuck inside an office cubicle, handlin so much paper works and folders. I'd rather have myself typiing away in front of the computer.

But, for some, this is a job that cannot be avoided. It is part of the job description, and the then-applicants willingly took it. If you are one of them, then you only have the option to either resign and continue with your work. If you choose to continue to work, we here at Office1000 can probably give you some help.

With this fingertip moistener from Lee Sortkwik, handling a bunch of office documents will turn out to be relatively easier. One problem arising out of handling pages upon pages of papers is that it can become too difficult to flip through the different pages due to dry fingertips. Lee Sortkwik's fingertip moistener aims to solve this.

It is non-toxic, odorless, and non-corrosive. There is no need to worry about having your skin damaged. It also gives you anti-bacterial protection that will give you more hygienic protection.

Aside from the documents, I realized that this can be used when you are also handling paper-based notes, such as money. If you are a cashier of something, having this fingertip moistener will be beneficial for you.

Dried fingertips? This product is what you are looking for.

How Do You Wear Your ID?

In some schools, offices, and government institutions, wearing the ID at all times is a must if you plan to stay there for long. It is a sign that your stay in the premises of the institution is valid and permitted by the site's administration. So how do you wear your IDs?

Personally, I have no issues with wearing ID straps around the neck. Other people may describe it as comparable to a dog wearing a leash around their necks, but that doesn't make a lot of difference to me.

Some others would want to have their IDs pinned to their front pockets, but I do think that this puts the risk of unnoticed falling. I once had this classmate who would do just that, pin the ID to the pocket of his pants. Now in 2 years, he has lost and replaced his ID 4 times already, while I have not lost my ID even once.

But, of course, it is all a matter of taste and caution on the part of the person. If you are like who would like to use a strap, then well and good! But if you do not want to have the whole world see who you are, then buying an ID card reel at the very least is recommended to avoid losses.

How about you? How do you wear your ID cards?

Share Your Office Stories

I know something notable is going on in your office. Well, anyone who has experienced working in an office has a tale about the workplace to tell! May it be an annoying workmate, an anonymous person who keeps on stealing your lunch, or your ever irritable boss, go ahead and tell it!

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Paint Brushes and Pens

Time and again, I have reiterated how much talentless (if ever there is such a term) when it comes to the arts. As I have said, it is pretty disappointing, but I cannot do anything about it if I was not a born artist, anyway. This will not stop me, however, from creating artworks. They, perhaps, will never make it to any museum, but I am creating them for my own satisfaction.

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Dirty and Dusty Keyboards

Quite recently, I found it difficult to type with my notebook's keyboard. I found it difficult not because it's stressful for my wrist. I found it difficult not because the keys are hard to press. I found it difficult to type on my keyboard because it is getting dirtier and dirtier by the minute!

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